With a new year, we often think about resolutions and making new plans. If your preference is to age independently in the place you call home, then planning for financial security is critically important.

Planning for retirement isn’t just about saving enough. It’s also about understanding how your spending will change over time. Research shows that retirees don’t spend in a straight line. Instead, spending tends to start high, dip in the middle years, and rise again later in life. This pattern forms what experts call the “retirement spending smile.”

For Bab…

There are many things to do in wintery December. This includes holiday celebrations. Across them all, the season provides a chance for celebration, tradition, and togetherness.

For aging adults — whether Seniors, Baby Boomers, or Gen Xers – holidays may bring a flood of memories from years gone by. From handwritten cards to family gatherings in a decorated home, lighted candles, special meals…reminiscing and sharing those memories is a wonderful way to keep the spirit of the holiday current.
December’s Winter Wonderland
Memories for Decembers gone by focus on mo…

Why Aging in Place Matters More Than Ever
The desire to remain at home as we age is nearly universal. According to a recent U.S. News & World Report’s survey, 94% of adults aged 60 to 92 want to age in place rather than move to a nursing home or assisted living facility.

Similarly, an earlier survey found that 93% of adults 55 and older share this goal. This preference is driven by comfort, independence, and the rising costs and limited availability of institutional care.

If you are already a Friends Life Care member, you have a plan in place to help prepare yo…

It is November and that means Thanksgiving is right around the corner.  For many of us, it can be one of our favorite holidays.  And for all of us, it is a perfect time to pause and reflect on the power of thankfulness.  Friends Life Care is especially grateful for all the members they have served through the years — over 6,000 aging adults!

As we get further along in life, we may find that gratitude is more than a seasonal sentiment. It is a lifelong companion, a source of resilience, and a bridge between cherished memories and hopeful tomorrows.

Do you consider …

If you are not yet a member of Friends Life Care – read on.

Have you been thinking about applying for membership with Friends Life Care? Now is the time to act. Rates can increase in 2026 — and the longer you wait, the more you may pay.
Why Waiting Costs More
Friends Life Care membership rates are based on your age at the time of application. That means every year you wait, your rate will go up; even if base rates stay the same. And the base rate does not always stay the same.  With 2026 right around the corner, delaying your application can mean paying significan…